Over the past few years, declining mortgage rates have made it easier than ever to afford to buy a house. In 2018, the average annual rate on a 30-year fixed mortgage was 4.54 percent, according to Freddie Mac. In 2019, it dropped to 3.94, then to 3.11 in 2020 (the...
Every year, 72 billion pounds of food—worth $218 billion—is thrown out or plowed under instead of being consumed, according to Feeding America. That number includes food from grocery stores, manufacturers, restaurants, and farms; it doesn’t include food people waste...
It’s easy to focus on the bad of 2020 because, let’s face it—so many things went wrong in 2020, from a global pandemic to the worldwide economic crisis. Successes happened, too, though, thanks to grants and people who care about their community. With the help of...
The pandemic has cast such a heavy cloud over 2020, with sickness, death, economic issues, isolation—the list goes on and on. So it can be hard to remember the good that happened this year. For us, the bright spot was seeing how the community came together to help...
It’s hard to feel the holiday spirit when the Centers for Disease Control say there’s no safe way to hold a holiday gathering and when the governor tells you not to socialize with anyone outside of your household. So you can’t have a party or a big holiday meal, you...
The Circles initiative in Utah Valley empowers people with the resources and community support they need to get out of poverty. In 2019 alone, 39 percent of its participants got off public assistance, 50 percent decreased their debt, and 65 percent increased their...
